"The Davos Question"

(CNN) -- What will be the biggest question asked at Davos this year? The environment, economic development and energy security will all be hot topics discussed by the rich and powerful who will gather in Davos, Switzerland for the World Economic Forum from January 23 to 27.

"The Davos Question"

The question being posed is:

"What one thing do you think that countries, companies or individuals must do to make the world a better place in 2009?"

Blackonomics part 2

(Compliments INGDirect.com)

It's your financial future. Take charge.





Stock downturns. Declining house market. These are things you don't have control over. But on the home front, it's another story. Here's a list that can help you get the year started off right:


Keep a record of where your money goes. Look at your spending over the past three months. Leave nothing out. And then, cut expenses where you can.


Change your energy consumption habits (turn your thermostat down five degrees and save 10% in fuel costs).


Watch what you spend for food (avoid frozen dinners - you'll be paying $300 a pound for those veggies on the side).


Try to establish an emergency savings fund that will cover three to six months of expenses.


Make sure your savings and checking accounts are FDIC-insured.



If you're facing a mortgage foreclosure, look into Hope for Homeowners (a federal program that can help refinance mortgages for borrowers who are having difficulty making their payments).




If you didn't qualify for the 2008 financial stimulus and your income has fallen dramatically, you could qualify for a "recovery rebate credit" on your 2008 tax return.




If you're a first-time homebuyer, look into the new tax credit from the IRS that can equal up to 10% of your home's purchase price, up to $7,500.




Amp up your 401(k) contributions if retirement is more than 10 years out (you should be putting away 10% to 15% of your income).



Clean up your own credit (get a free copy of your credit report and look carefully for incorrect, misreported or out-of-date information).

If anyone is interested in opening an ING savings account, they offer a $25 credit if you open it with $250 or more. There are no account minimums and unlimited withdrawals and transactions.. with a very competitive APY ...check it out..

Like we were in fifth grade... Let Me Get a Do Over !!

What if you had a magical "do-over" button that you can press in those situations where the outcome lead to you wanting to kick yourself in the ass?..

Would you use it?..

I know there's been a point in time where all of us had an epiphany and said "damn ! I wish I hadn't acted that way!" Or, "wow I wish I would've taken that approach." Would you press that magical button that would rewind the hands of time and give you a second chance to do whatever it was,"the right way"?

The other night I sat and thought about it to myself. I said, "shit ! , I should've acted differenly, I wish I had a magical do over button."

But in retrospect the experience did teach me a lot about myself. It turned on a light in my brain in the section that had been pretty dark, and made me think that if something or some situation didn't go as planned maybe it wasn't meant to be.

If it wasn't meant to be, and if I did have a magical do over button to press and pressed it, the outcome probably would not change.

Do you believe in fate?

Do we have control over what is or isn't meant to be?

The older I get the less control I seem to have over the inevitable. I can't literally force a doctor to use my products, I can't literally force a girl to like me a certain way.

I'm learning more and more to just be who I am and let things fall into place.

Take care of my responsibilities, be who I am, and let things fall into place!

That's a hard thing to do for many of us because it leaves you vulnerable. It takes control out of your hands and puts it in this intangible belief in "whatever happens....happens", and happens for "a reason"...

I used to think that idea fuckin sucked, but I am beggining to see that maybe everything does happen for a reason.

Maybe I'm suppossed to work harder for that sale, Maybe that girl I want to be feeling me isn't really feeling me right now so I could be alone and reflect on life with no distractions...

Reflect on Life..

What Do you think?

Our Deepest Fear

A favorite of mine..


Our deepest fear is not that we are inadequate.
Our deepest fear is that we are powerful beyond measure.
It is our light, not our darkness that most frightens us.
We ask ourselves, Who am I to be brilliant, gorgeous, talented, fabulous?
Actually, who are you not to be? You are a child of God.
Your playing small does not serve the world.
There is nothing enlightened about shrinking
so that other people won't feel insecure around you.
We are all meant to shine, as children do.
We were born to make manifest the glory of God that is within us.
It is not just in some of us; it is in everyone.
And as we let our own light shine,
we unconsciously give other people permission to do the same.
As we are liberated from our own fear, our presence automatically liberates others.

- by Marianne Williamson

Boats and Hoes... K.C., Jo-Jo, and Devonte..!

two clips to make ya laugh today !..


hahahahah! Boats and Hoes !





Remember this scene?!! Classic !!

Fcuk It.. (explicit)..

Damn I fuckin hate you. Fuck You Yo !..

Fuck your beautiful face that lured me.

Fuck your personality that got me stuck.

Fuck your sexy ass body that stays on my mind all the time..

Fuck the phone you use to call me 25 fuckin times in a row when I'm in the fuckin shower....

Fuck the letters on your dumbass querty keyboard you type whenever you want to text me a hundred million goddamn times!

Fuck your bluetooth!

Fuck your car!

Fuck your leave in conditioner you have to put in your hair every goddamn muthafuckin morning.

Fuck your whitening toothpaste you choose to brush your teeth with...

Nah fuck that! Fuck your fuckin dentist for cleaning your fuckin teeth every couple of fuckin months! That fuckin traitor..!

Fuck your parents for making you! Yea, I said it, so the fuck what... Fuck em! They don't like me because of where I'm from anyway!.. Fuckin stuck up pair of fucks!

Fuck your siblings for being fuckin related to you so closely!

Fuck the bed you sleep on, with all your comfortable ass comforters and shit... Yea ! I know they're jus fuckin sheets... So what !! Fuck em!!

Fuck the clothes you wear! Yep, fuck em!

Fuck your stupid ass shoes you wear on your bigass stupid ass fuckin feet! Yea! I think your feet are fuckin big, I never told you that! So ha! Fuck them fuckin banana boats !..

And fuck your fuckin face.... again ! Fuck it again!! No ! I don't want to actually fuck your face, I'm saying FUCK YOUR FACE! I want to throw a fuckin creme pie in it everytime I envision it in my fuckin mind.!!

I want to..... fuckin... Fuckin.... Say " MAKE UP!!!! " and hit you with a fuckin powder puff with a whole bunch of fuckin powder on it!.. And leave you standing there all white and shit.. with fuckin powder all over your goddam face!

And last but certainly not muthafuckin least.......

Fuck YOU.... You as in your whole mutha .......

Fuckin.......

Being .....

Fuck your piece of shit being that makes up YOU... you trifling ass cheatin ass lyin piece of slut shit..

Fuck off and go fuck yourself.....

Sigh..... I feel better now... ....

Blackonomics part 1

Here's what's real and what's relevant, and in the wake of all this economic crisis talk, I thought it was important to take a step back and put some things into perspective.. The economy is really shitty right now and I think all of us as minorities/ lower income individuals.... should evaluate our money situation and think about the future. Yes! That's right the future! Are you saving money RIGHT NOW?...

Do you have an investment vehicle in place that can help the money you have sitting there actually grow, and not just accumulate dust?..

Were you aware that you can lend your money to banks for a small fee or percentage rate? I always bring up this subject to people I know because we all have to save up for a rainy day or those days where we decide we aren't going to work anymore. At the beginning of the year what I usually do is write down all my major outstanding debt(college loans, car, motorcycle....etc..), then I map out a plan to decrease that debt by a certain amount in a certain period of time. I also write down my monthly bills and expenses. Then, with whatever I have left I decide how much to put into savings versus frivolous spending money.

I think we all need to do a better job of not spending money we don't have. This epidemic of credit tries to infect us all.. Now I'm not saying don't ever buy anything on credit, I'm just saying it should be a carefully calculated action. Taking into account how much you'll really end up paying when you actually pay off your purchase, and the time period you plan on paying it off in.. Do you have a 401k, life insurance plan, or an IRA in place?

If you do.... Do you track its progress?... How much are you contributing to it?.. Did you know that you can decrease your tax liability by the actual amount you contribute to your IRA and 401K?... There are max contributions you can make, but it is definitely worth it so you can keep more of your money....

A lot of people don't see how much of an impact this has because it's money they won't see until they get to retirement age.. Hey, in my eyes a dollar now is definitely worth a dollar later.. Lets evaluate where we stand financially before it’s too late!